Terms of Service

Agreement to Terms

By accessing or using the website of Arizona Reverse Mortgage Experts (“Company,” “we,” “our,” or “us”), you agree to be bound by these Terms of Service (“Terms”). If you disagree with any part of these terms, you may not access our website or use our services.

Description of Services

Arizona Reverse Mortgage Experts provides information about reverse mortgage products and services. Our website is intended to provide general information about reverse mortgages and is not intended to be a substitute for professional financial, legal, or tax advice.

Not a Commitment to Lend

The information provided on this website does not constitute a commitment to lend or an offer to make a loan. All loans are subject to credit approval, property appraisal, and other underwriting requirements. Not all applicants will qualify.

User Responsibilities

By using our website, you agree to:

• Provide accurate and complete information when filling out forms
• Use the website only for lawful purposes
• Not interfere with or disrupt the website or servers
• Not attempt to gain unauthorized access to any part of the website
• Not use the website to transmit spam, malware, or other harmful content

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Arizona Reverse Mortgage Experts or its content suppliers and is protected by United States and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from any content without our prior written consent.

Disclaimer of Warranties

This website is provided “as is” and “as available” without any warranties of any kind, either express or implied. We do not warrant that the website will be uninterrupted, secure, or error-free.

The information on this website is for general informational purposes only and should not be relied upon for making financial decisions. We strongly recommend consulting with a qualified financial advisor, attorney, or tax professional before making any decisions related to reverse mortgages.

Limitation of Liability

To the fullest extent permitted by law, Arizona Reverse Mortgage Experts shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the website, even if we have been advised of the possibility of such damages.

Third-Party Links

Our website may contain links to third-party websites that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.

Privacy

Your use of our website is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding your personal information.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Arizona, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Maricopa County, Arizona.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the “Last updated” date. Your continued use of the website after any changes constitutes acceptance of the new Terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

Contact Information

If you have any questions about these Terms, please contact us: